Punjab GPF 2025-26: New 12.05% Annual Profit Rate Announced

The Government of the Punjab, Finance Department, has announced a 12.05% annual markup rate on the State Provident Fund (General Provident Fund/GPF) for the financial year 2025-2026. According to the official notification, the revised GPF profit rate will apply during the financial year 2025-26 to eligible subscribers of the fund. The notification clarifies that this rate will not apply to subscribers who are entitled to a different rate of interest under the rules governing a particular provident fund. The announcement is important for Punjab government employees and GPF subscribers, as the applicable annual rate determines the profit credited to their provident fund balances. Employees can refer to the official Finance Department notification for the complete details, applicable rules, and exceptions regarding the GPF rate for 2025-26.
SUBJECT: RATE OF MARK-UP ON STATE PROVIDENT FUND i.e. GENERAL PROVIDENT FUND FOR THE FISCAL YEAR 2025-2026
I am directed to refer to this department’s letter of even number dated August 06, 2025 on the subject cited above and to state that it has been decided that a profit rate of 12.05% per annum shall apply during the financial year 2025-2026 to the State Provident Fund i.e. General Provident Fund. This rate, however, shall not apply in the case of subscribers who are entitled, under the rules of a particular fund, to a different rate of interest.
DEPUTY SECRETARY (RES) & ADMN)
Phone No. 042-99213511
NO. & DATED EVEN
A copy is forwarded to:-
1. All Heads of Autonomous/Semi Autonomous Bodies in the Punjab
2. All Heads of Development Authorities in the Punjab
DEPUTY SECRETARY (RES & ADMN)
FD(L)1-249/81-82(Part-I)
GOVERNMENT OF THE PUNJAB
FINANCE DEPARTMENT
Dated Lahore, August 17, 2026
From:
The Secretary,
Government of the Punjab,
Finance Department,
Lahore.
To
1. The Accountant General, Punjab, Lahore
2. All Administrative Secretaries in the Punjab
3. All Commissioners in the Punjab
4. All Deputy Commissioners in the Punjab
5. All District & Sessions Judges in the Punjab
6. The Registrar, Lahore High Court, Lahore
7. The Secretary Punjab Public Service Commission, Lahore
8. The Director General, Audit, Punjab, Lahore
9. All District Accounts Officers in the Punjab
10. The Treasury Officer, Lahore




